I forgot to mention one of the best parts of that trip I last wrote about. I got my mum’s very old, very broken bag replaced, for completely free.
The handle broke on the way and it got replaced with a much better bag on the spot. How great is that! I wasn’t even that bothered about the handle breaking, but the sister”in-law” being so mother-like she convinced me to do it. So I got a pleasant surprise. Haha. Service like that is irreplaceable.
I just noticed it when I was cleaning up (much love to the Bear for being such an understanding boyfriend and waiting so patiently for me to do my part of the homely chores!)
Other than that, I changed my decision in my CSN (aka student loan) dilemma i had a couple of months ago. (I’m not allowed to make above a certain amount of money while I’m taking a student loan). I had a while ago decided that I was just going to take the chance and work less over the summer so I don’t go above the max. The last few weeks ago though, I’ve realized that there’s no way I’m going to manage that low income! So, after having a discussion with a classmate of all the things that annoy us (CSN, social democrats – aka Swedish socialist party – and the low standard of education in our socionomy course) I decided I’ve had enough trying to reconsider both my economy and CSN at the same time since that is an obvious impossibility and decided to make the money, since economic freedom comes higher than trying to make sense of a system that’s done a great job of hustling students for a long time.
To put it simply as possible:
There’s two parts of the student “wage”. A kind of “free” part that one can get despite how much one makes and doesn’t have to be paid back to CSN, and a loan where each individual can pretty much choose how high or low of a loan they want (within limits) for a maximum of 240 study weeks. This loan one starts paying back as soon one makes enough money according to CSN. That part all makes sense, right? So, let’s add on a little bit of information that I think can make sense of to some degree.
Depending on how much of a loan one takes there’s also a maximum amount of money one can make on the side. Also, if I should only take the first part of the student “wage” which is “free” then I’m allowed to make as much as I want and I don’t have to pay that little sum back. Now to the tricky part:
I decide how much loan I want to take out, so I’ve got the crazy idea in my head that then it should also be up to me how much money I want to make on the side. I’m thinkin’ that if I’m encouraged to work, and on top of that enjoy working, there’s a better chance that I’ll be able to pay that loan back right? But no. I’m not allowed to make more money than what CSN has decided is a good amount for us student. Decrease the loan and I can make more money but with a sum total that still wouldn’t be that much higher than if I worked less and had a higher loan. I get that it’s all tax money and thus should not be abused, but how is me wanting to make money and paying taxes bad for business, or even better (worse), bad in the world of taxes?
…The hustling doesn’t end there. If I should make more money than the loan allows I have to pay CSN that extra amount I’ve made at a later point. How the hell did they get the rights to the money that I made, on my own, without their help?
Oh, and remember that first part of the CSN that’s kind of “free”? As I mentioned earlier I can make as much as I want by only getting that part of the student “wage” without having to pay back at some point. But, if god forbid, I take out a loan as well and make too much money? Then I have to, for some reason I have yet to figure out, (and I don’t think everyone knows this) pay a part of that “free” sum back as well. Eh? What?!
I can to some degree understand that one shouldn’t get this part if one doesn’t need it… But does it make sense that I have to pay that part back only if I also take a loan? Is the idea that by then I’m not supposed to know how much they’re asking for me to pay back so they may as well add on a little from something that’s supposed to be “free”?
I’ve actually sat with a poor telefonservice woman at CSN to try and get some sense out of this but ended up hanging up the phone more confused than ever.
I finally understand why so many dislike CSN!
Bitter kisses to all.


